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Your Questions Answered about Your Credit File

We have answered the top questions about Your Credit Rating and Dealing with Bad Credit. The top questions are listed below.

Question: Are there some easy ways to improve my credit report?

Question: Can I add information to my credit file?

Question: Can I Dispute Entries on My Credit File?

Question: Can I dispute items on my credit report?

Question: Can I still setup my own business if I had a bad credit rating?

Question: How do I Get Bad Credit Removed from my Credit File?

Question: How do I get my credit report?

Question: How late can a payment be to a phone or finance company before they will put a mark on my credit file?

Question: How long do defaults or negative marks stay on my credit file?

Question: How long does my credit file take to get established?

Question: How will my credit report be updated if I pay off an old debt which has been outstanding for some time?

Question: If I have a bad credit rating can I get a loan on the strength of my centrelink payment?

Question: If I have a dispute with a small business can they give me a bad credit rating?

Question: If I pay defaults on my credit file will the negative marks then be removed from my credit record?

Question: Is it easy to fix a bad credit rating?

Question: Once I've got my credit report, how do I interpret it?

Question: What will having a bad credit rating stop me from doing?

Question: How can I expect a credit impaired loan to be different to a regular loan?

Question: How much will having bad credit affect where I can live?

Question: If my partner or spouse has bad credit does it affect my credit rating or our ability to get a loan or credit card?

Question: Is there such a thing as a credit impaired loan?

Question: What can I do to rebuild my poor credit rating?

Question: What effect will having bad credit have on my ability to get a credit card?

Question: What effect will having bad credit have on my ability to get a mortgage?

Question: What effect will having bad credit have on my ability to get a personal loan?

Question: What is the difference betweena good credit rating and a bad credit rating?

Question: What is a subprime loan non conforming loan and should I be looking at these if I have bad credit?

Question: Why do I have a bad credit rating?

Question: Will having poor credit stop me from getting a mobile phone?

Question: Are there any loans that I can get without a credit check being run?

Question: Can I do a credit check on a potential flat mate?

Question: What will a potential employer be able to see if they run a credit check on me?

Question: When does a credit check usually get performed on me?

Question: How can I repair bad credit?

Question: How long will it take me to rebuild bad credit?

Question: How Can I Request My Credit Record From Veda Advantage?

Question: What Are My Rights In Relation To My Credit Record Held By Veda Advantage?

Question: Who Looks After My Credit Records In Australia?

Other Question Categories

1. Your Credit Rating and Dealing with Bad Credit -> View All Questions

2. Dealing with Debt -> View All Questions

3. Non Conforming Types of Finance -> View All Questions






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